The RBI vide. Circular No. RBI/2022-23/92 DoR.AUT.REC.No.27/24.01.041/2022-23, Dated April 21, 2022, has issued new directions relating to the issuance and conduct of Credit Card and Debit Cards. The directions cover the general and conduct regulations relating to credit, debit, and co-branded card. The Directions will be effective from July 1, 2022.